God’s wisdom transcends our present circumstances. It does not need to
be changed when new tax laws are passed.
It can be relied upon by every generation, regardless of income or net
worth.
At the core of all wise Christian financial advice are four
principles.
1) Spend less than you earn.
“In the house of the
wise are stores of choice food and oil, but a foolish man devours all he has” Proverbs 21:20
Financial success and peace require having a healthy financial margin,
a positive difference between what we spend and what we earn.
2) Avoid
the use of debt
“The rich rule over
the poor and the borrow is servant to the lender” Proverbs 22:7
We can only serve one master. If
our servitude has been committed to a lender, we are not financially and
spiritually free to serve Christ with all of our heart.
3) Build
reserves
“Go to the ant, you
sluggard; consider its ways and be wise! It has no commander, no overseer or ruler,
yet it stores its provisions in summer and gathers its food at harvest” Proverbs 6:6-8
Financial reserves give us the flexibility to respond to the
unknown. They do not represent a lack of
faith, but a prudent response to planning for an unknown future.
4) Set
long term goals
“I press on toward the
goal to win the prize for which God has called me heavenward in Christ Jesus” Philippians 3:14